In the event of the death of an eligible Employee, from any cause, at any time or place while insured, the designated beneficiary will be paid a lump sum of the amount insured. You may change your beneficiary at any time by giving written notice to the PLAN ADMINISTRATOR. For full details on this benefit, please refer to this section of the HEALTH BENEFIT PLAN BOOKLET.
How to File a Claim
The Administrator should be advised when a death occurs. The Administrator will then send the beneficiary the proper claim forms for completion. A death certificate will be required.
Optional Life Insurance for Employees and their Spouses
You may purchase life insurance for yourself and/or your spouse. Life insurance is available in $10,000 units, up to a maximum of $500,000. Insurance is subject to medical evidence of insurability. Once approved, premiums are paid by debit to your bank account. Contact Craig Drake-Johnson at D.A. Townley for a detailed booklet and application forms.
Accidental Death & Dismemberment
The Accidental Death and Dismemberment (AD&D) benefit provides coverage 24 hours per day, anywhere in the world, for specified accidental losses occurring on or off the job. Coverage is extended to your spouse and your eligible dependent children. Aside from accidental death, this benefit covers other losses such as the loss of your hands, your feet, your eyesight, speech, etc. For a full detailed list of what is covered, please refer to this section of the HEALTH BENEFIT PLAN BOOKLET.
How to file an AD&D claim:
Contact the PLAN ADMINISTRATOR for the appropriate forms.